The people behind
our purpose.

The people behind our Purpose.

We work every single day to meet the needs of consumers lacking savings and credit access.
man in a crowd
22%22 percent of the U.S. population is unbanked or underbanked 2019 Federal Reserve study. “Underbanked” is defined as being banked but reported using in the past year an “alternative financial service” such as a money order, check-cashing service, pawnshop loan, auto title loan, payday loan, paycheck advance or tax refund advance
Graphic highlighting 4 out of 10 people Graphic highlighting 4 out of 10 people
4 in 10 Americans are unable to cover an unexpected expense of $400 or more Federal Reserve Data 2018
man in a crowd man in a crowd
couple cooking dinner Nearly 70%
of Americans have less than $1,000 in savings Statista 2019
family walking with child
8 in 10 Americans live paycheck to paycheck
Friedman, Zack, “78% of Workers Live Paycheck to Paycheck.” Forbes.com, January 11, 2019
Two credit cards stacked one on the other Two credit cards stacked one on the other 60 million Americans lack access to credit
Americans lack access to credit Hamdani, Kousar, et al. “UNEQUAL ACCESS TO CREDIT The Hidden Impact of Credit Constraints.” NewYorkFed.org, 2019

What our customers think about their experience with us.

They are considerate and understanding of real-life situations and work to help solve any issues before they can become problems.

Debra H

I’ve been a customer for years and the personnel have always treated me with courtesy and respect. They have been there for me when banks have not.

Sue

I am so fortunate to have your help in my life. You have helped me in so many ways, and I appreciate your support whenever I’m low on funds to help get me through the month.

Pete

Every question that I asked was answered in layman’s terms so I could completely understand the terms and conditions without having to wonder if there would be any “hidden fees” down the line. There was zero judgment passed, and the customer service was outstanding!

Stacy P.

…application is secure, and I got approved within minutes. I definitely would recommend them. So if you run into unexpected bills, which we all do, and you need money with an affordable repayment plan and low rate, I’m glad I did.

Tawana